Terms of Use

1. Acceptance of Terms

Welcome to Finmatch. By accessing, browsing, or using the website finmatch.online and/or our mobile applications (hereinafter, the "Platform"), you agree to be legally bound by these Terms of Use (hereinafter, the "Terms"). If you do not agree with any of the conditions set forth herein, please refrain from using our services.

2. Operator Identity

The Platform is operated by AM Financial Marketplace (hereinafter, "Finmatch", "the Company" or "we"), a legally constituted company with fiscal domicile in Armenia.

3. Description of Services

Finmatch is an informational platform that provides:

Information about financial products available in the market
Financial product comparison tools
Current financial news
Tax and filing information
Educational content on personal finance

⚠️ AVISO IMPORTANTE:

Finmatch NO es un banco nor a lending entity. We do NOT process credit applications, we do not connect directly with financial institutions, and We do NOT intermediate in financial transactions. We are an information and comparison platform only.

Any financial decision you make is at your own responsibility. We recommend consulting with a professional financial advisor before making important decisions.

4. Eligibility and Registration

To use our services, you declare and warrant that:

You are over 18 years of age and have full legal capacity to enter into binding contracts.
The information provided when creating your account is truthful, accurate, current, and complete.
Use of the Platform does not violate any law or regulation applicable in your jurisdiction.

It is your responsibility to maintain the confidentiality of your access credentials (username and password). You are responsible for all activities that occur under your account.

5. Data Use and Privacy

The processing of your personal data is governed by our Privacy Notice. By accepting these Terms, you acknowledge having read and accepted said Notice.

Data we do NOT collect: photographs, credit history, banking data, loan information, geolocation data.

6. User Conduct

It is strictly prohibited to use the Platform to:

Provide false information or impersonate third parties.
Conduct fraudulent or illegal activities.
Introduce viruses, malware, or any malicious code that affects site functionality.
Attempt to access restricted areas of our systems.
Use web scraping techniques or automated data extraction.

7. Propiedad Intelectual

All Platform content, including but not limited to: software, logos, trademarks, texts, graphics, design, and source code, are the exclusive property of AM Financial Marketplace or its licensors, and are protected by international intellectual property and copyright laws. Unauthorized reproduction or use is prohibited.

8. Limitation of Liability

To the maximum extent permitted by applicable law:

General Information: The information provided on Finmatch is for informational purposes only. It does not constitute financial, legal, or tax advice.
Disponibilidad: We do not guarantee that the Platform is error-free or that its operation will be uninterrupted.
Terceros: We are not responsible for third-party websites linked from our Platform.
Decisiones Financieras: We are not responsible for financial decisions you make based on the information provided.

9. Modificaciones a the Terms

We reserve the right to modify these Terms at any time. Updates will be published on this page with the "last updated" date. Continued use of the Platform after such modifications constitutes your acceptance of the new Terms.

10. Applicable Law and Jurisdiction

Estos Términos se regirán e interpretarán de acuerdo con las leyes de la República de Armenia. For any dispute, the parties submit to the jurisdiction of the competent courts at the Company's domicile.